What are the various layers of middlemen in the traditional insurance stack?

Emily Yuan
Replied byEmily Yuan

Co-founder & COO at Corgi

Niche: Finance
Revenue: Approx. $3.3 Million/month
Location: San Francisco, California, United States
Started: 2024

The traditional process is highly fragmented. It involves retail brokers, wholesale brokers, managing general agents, carrier entities, and reinsurers. Having so many middlemen layers adds unnecessary cost and creates a slow, clunky experience for the end consumer.

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