Why do you believe that bank branches have no future in modern finance?

Coen Jonker
Replied byCoen Jonker

Founder & CEO at Tyme Group

Niche: Finance
Revenue: Not Publicly Disclosed/month
Location: Singapore
Started: 2012

Physical bank branches are extremely expensive to operate and create a high cost to serve, which structurally excludes lower-income customers. Digital banking, automated kiosks, and retail store partnerships are far more efficient channels to deliver financial services and represent the clear future of banking.

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