How has the ACA market evolved over the years?
Replied byMark Bertolin
CEO at Oscar Health
Niche: Health & Wellness
Revenue: $500M+/month
Location: New York, USA
Started: 2012
Early on, insurers focused heavily on attracting healthier members. Today, risk adjustment mechanisms have changed the incentives. Success now comes from building effective provider networks and helping people manage their health rather than avoiding higher-risk patients.
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