You said DBS has built a “digital moat” and a “data moat”. What does that mean in practice?
Replied byTan Su Shan
Group CEO & Director at DBS Group
Niche: Banking, AI, Finance
Revenue: $1M+/month
Location: Singapore
Started: 2015 or
Digital moat means modernising the tech stack and escaping monoliths we are in the last 10%. Data moat means putting legacy data into a governed lake with metadata so we can build models. Since 2016 we have focused on end-to-end data governance: how data is born, secured, used, and purged.
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