What problem do preferreds solve for a 20-something saver?

Phong Lee
Replied byPhong Lee

President & CEO at Strategy (formerly MicroStrategy)

Niche: Technology, SaaS, AI, Finance, Cryptocurrency
Revenue: $1M+/month
Location: USA
Started: 2020

Before, a bank account paid almost nothing and a money market maybe ~4% before taxes. A Bitcoin-backed preferred paying around 10.25% monthly and tax deferred is a real place to save. It lowers time preference and gets people into the habit of saving.

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This answer is part of a full interview with Phong Lee, President & CEO at Strategy (formerly MicroStrategy).

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