You were an early mover in digital assets and tokenization. Why did you step into that space as a bank?

As a trusted intermediary we hold deposits, lend, and help clients invest. When assets move on-chain, we still need to play that role. People forget keys and get scammed. We built strong custody—cold, hot, air-gapped—and then a digital exchange so clients could on- and off-ramp and transact safely.